Is Western Union Not Sending to Ghana Again
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Western Union is a wire transfer service that allows you to quickly transfer money all over the globe. While information technology's not without risks, it is a reliable fashion to get money to friends and family almost anywhere in the world. Follow this guide to make sure your money gets to where it needs to become.
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Know who you're transferring to. Western Union is a popular fashion for scam artists to receive money from their victims, so be absolutely sure that you know the person that you are sending the money to, and that you trust what the coin is for.[ane] Western Union has the following guidelines on when not to send money:
- Never send money to a grandchild, family member, or friend for an emergency situation that yous haven't personally confirmed through a reliable source.
- Never send money to someone you simply met online.
- Never use Western Union for internet purchases (there is no guarantee that the person will send the purchased goods to yous).
- Never send coin through Western Union for an employment opportunity or to claim "lottery winnings". Yous will often be prompted via email to send money to W African countries, such every bit Nigeria or Ghana in these situations. Recall that unsolicited emails are oft scams - yous did not win a lottery and y'all weren't selected by a "prince" to receive millions of dollars.[2]
- Never send Western Union transfers for purchases or sales on sites like Craigslist.com. Sometimes, a buyer volition claim to purchase something y'all have put up for sale and send a check for more than the cost. They volition then inquire you to send a Western Union transfer for the deviation. This is a common scam.[3]
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Verify the recipient's location and name. You volition need their location then you know what city to ship the coin to. Brand sure you know the name that is used on their ID because this will exist used to verify the funds are beingness released to the correct person.
- Brand sure that the recipient has a local Western Marriage that they can visit, and that you are able to send money to their location.
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Send coin from a Western Wedlock branch. Find your local Western Union role and fill up out the necessary forms. You can transport money from a co-operative in several ways: via cash, with a credit or debit card, or from banking company account to banking concern account. Using your credit bill of fare may issue in a cash-advance fee imposed by the card issuer.[4]
- Fees vary depending on what payment method you cull, where you are sending money from, and where you are sending it to.
- If you are transferring from one bank account to another, y'all will demand your recipient's depository financial institution name, BIC (Bank Identifier Lawmaking) and IBAN (International Bank Business relationship Number) numbers, and the account numbers. Yous may need boosted information for certain countries.[5]
- Coin may be bachelor after a few minutes or a few days, again depending on location and payment method.
- Save the MTCN number. This is the tracking lawmaking and the recipient will need to give this when receiving money.
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Transport money through the Western Marriage website. Click the Ship Money link on the Western Matrimony homepage. Select Ship Online. Fill out the course, and cull how you want to pay. You can either transport the coin with a credit or debit bill of fare, or with your banking company business relationship. The recipient can either choice up greenbacks at a Western Spousal relationship co-operative, or have the money deposited into a banking concern account.
- Using your credit card may result in a greenbacks-accelerate fee imposed past the card issuer.[six]
- You will need to create a Western Matrimony account to utilize the online transfer service.
- Fees vary depending on what payment method you choose, where you are sending money from, and where you are sending it to.
- Salve the MTCN number. This is the tracking code and the recipient volition need to requite this when receiving money.
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Send money over the telephone. Call the Western Union toll-gratuitous number, which can be found on the website. Provide the agent with the necessary recipient information, and pay with a credit or debit carte.
- Using your credit carte du jour may issue in a cash-accelerate fee imposed by the card issuer.[7]
- Fees vary depending on what payment method you choose, where you are sending coin from, and where yous are sending it to.
- Save the MTCN number. This is the tracking code and the recipient volition need to give this when receiving coin.
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Utilise Western Marriage's Mobile App. Western Union'southward mobile app allows users to send coin, track sent money, and pay bills right from their phones. The app is available for both IOS and Android platforms.[eight]
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Speak with your recipient again. Provide them with the MTCN number given to you lot by Western Union, which they can use on the grade when they go to an agent location to pick upward the coin. Advise them once again that they volition likewise need a government-issued ID that matches the name of the intended recipient to collect the coin.[9]
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Option your money up from a local branch. If you are receiving your money in person, y'all tin visit your local Western Union to pick it upwards. Yous will need the MTCN number and a photograph ID with a name that matches the recipient exactly.[10]
- You can locate the nearest Western Union location on their website.[11]
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Have the coin transferred to your account. If y'all want to receive coin in your depository financial institution business relationship, you will need to inform the sender and provide them your necessary banking information. This includes your IBAN, BIC, and business relationship number.[12]
- The money volition bear witness upwardly in your account a few days subsequently the transfer occurs.
- This service may not be available in your country or with your bank.
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Get a Western Matrimony prepaid card. This carte will allow you lot to receive money, and then use the card like a debit for purchases and payments. One time you register the card, you tin can log in to your Western Union business relationship and input the MTCN to have the coin loaded onto your card. You lot can also load money onto the card by phone.[thirteen]
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Receive money on your phone. Certain carriers in select countries allow the transfer of funds direct to a "mobile wallet" on a cell phone. See Western Union's website for more details.[fourteen]
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Question
What is the transfer limit?
Michael R. Lewis is a retired corporate executive, entrepreneur, and investment advisor in Texas. He has over 40 years of experience in business and finance, including as a Vice President for Blue Cross Blue Shield of Texas. He has a BBA in Industrial Management from the University of Texas at Austin.
Business Advisor
Skillful Answer
The limits vary per origination and destination country, your transaction history, and the method you choose to send the money (online or in person). For case, the limit for the mobile coin transfer service is generally $500 USD while the maximum online transfer is $ii,999 USD.
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Question
Is there a fee to transfer money?
Michael R. Lewis is a retired corporate executive, entrepreneur, and investment advisor in Texas. He has over 40 years of experience in business and finance, including as a Vice President for Blue Cross Blueish Shield of Texas. He has a BBA in Industrial Management from the University of Texas at Austin.
Business Counselor
Skilful Reply
Yes, there are fees for the Western Union coin transfer services depending upon the method of ordering, the locations of the sender and recipient, and the specific service chosen. Contact a local Western Matrimony office or visit their website to review their fees.
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Special promotions may reduce fees to transport certain budgetary amounts to and from certain locations or countries.
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Fees will vary based on the corporeality of money you lot are sending, where you are sending it to, and how you are sending it. For instance, it is cheapest to send and receive money using the Western Union website or their app.[15]
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Transferring coin with Western Marriage is generally the least expensive when transferring a small amount of money to someone in the aforementioned country. Fees are higher when currency must be exchanged for the money transfer. You can estimate foreign commutation fees on the Western Spousal relationship website before sending money.[16]
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Always be sure of who yous are sending coin to.
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Always verify that any communications received regarding your activity with Western Marriage are in fact from Western Union.
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Never disclose your activity to someone you don't trust.
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Not all services are available at all agent locations, and not all countries will allow every method of sending money.
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Article Summary 10
1 way you tin transfer coin with Western Union is past going in person to one of their local offices. If there isn't one virtually you, go online to the Western Wedlock website to fill out a coin transfer form. You can also call Western Union to make a transfer over the phone using your credit or debit card or bank account data. Finally, if you want to transfer money on the go, merely download the Western Wedlock mobile app! For more from our reviewer on transferring money with Western Union, including receiving money rather than sending information technology, read on!
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